To determine whether you should claim Housing Benefit or Universal Credit, it mainly depends on your circumstances. In most cases for help with rent, you'll need to apply for Universal Credit, especially if you're on a low income or out of work. Here's a quick comparison based on current council information:
| Criteria | Universal Credit | Housing Benefit |
|---|---|---|
| Age | 18 or over (with exceptions for 16-17) | 18 or over |
| State Pension Age Required | No | No |
| Savings Limit | £16,000 | N/A |
| Main Eligibility Requirement | Low income / out of work | For rental assistance in certain cases |
Most people are now eligible for Universal Credit instead of Housing Benefit. If you're struggling financially while getting Housing Benefit, you can also apply for a Discretionary Housing Payment to provide extra support.
For more detailed eligibility and to apply for Universal Credit, you can visit Apply for Universal Credit.